Every step, from first quote to a lender-ready file.

Price and size the loan, lock the rate, get approved with the lender, and let the system collect the borrower’s application and documents.

Step 1

Price and size the loan

Credit score, LTV, rent and DSCR in. Loan size, payment and Options 1, 2 and 3 out, with your fee included.

✓Credit score, LTV, rent, DSCR ratio
✓Loan size and payment
✓Your broker fee in every price

● Live today

DSCR Automator · Price a loan

Value$400k

Credit740

LTV75%

DSCR1.31

Lowest payment

30-yr fixed

7.125%$2,156per month

Lowest cost

30-yr fixed

7.375%$2,210per month

Most cash out

5/6 ARM

7.500%$2,243per month

Choose Option 1→ text borrower the application

Step 2

Lock the rate

Pick the option and request the lock. The lock date and expiration live in the loan file.

✓Choose Option 1, 2 or 3
✓Lock request to the lender
✓Reminder before it expires

● Rolling out lender by lender

Loan file

Option7.125% · 30-yr fixed

LenderYour chosen lender

Lock requestedNov 12

Lock expiresDec 12

Request rate lock

Step 3

Become a broker with that lender

New lender? A checklist shows exactly what they ask for, and tracks it.

✓License, W-9, insurance
✓The lender’s broker form
✓Status for every lender

● Live today

Broker setup

State license / NMLSDone

W-9Done

E&O insuranceUpload

Lender broker formUpload

Open broker checklist

Step 4

Text the borrower a link

Your company name on it. They apply on their phone. No PDFs, no email chains.

✓Your company name
✓Works on any phone
✓No app to download

● Live today

Your Lending Co.Text message

Hi Maria, it’s Francisco with Your Lending Co. Here’s your secure link to apply for your rental loan and upload your documents.

Start my application →

Secure link with your company name

Done! Uploaded my bank statements too.

Thanks Maria! Just your LLC papers left. 👍

Step 5

Borrower applies and uploads

Application, bank statements, lease, ID and LLC papers, with daily reminders until it’s done.

✓Document list fits the loan
✓Daily reminders
✓You see what’s missing

● Live today

Maria’s loan file

ApplicationReceived

Bank statements (2 mo)Received

Lease agreementReceived

Government IDReceived

LLC papersReminder sent

Step 6

Sent to the lender as one zip

Application plus every document, sorted and named, in one package.

✓Every file named and sorted
✓Download or send
✓Direct upload turning on per lender

● Rolling out lender by lender

Loan package

FilesApplication + 5 documents

Format1 zip, named for the lender

Send to lender

Get started

Put DSCR to work for your business.

Tell us who you are. We’ll set you up and walk you through your first loan.