Terms of Service
Effective 2026-11-02
Using this site
By using https://spark-lending-2.sites.getsyou.ai you agree to these terms. The content on this site is informational and may change without notice.
Eligibility
You must be at least 18 years old and located in the United States to submit a request through this site.
Information you submit
You agree that the information you submit is true and your own, and that the phone number you give is yours or one you are authorized to use. Do not submit another person's information without their permission.
Communications
If you submit a request, Spark Lending may contact you by phone or email about it. Text messages are sent only if you check a consent box, and are governed by the Text messaging program section below and our Privacy Policy.
No guaranteed outcome
Spark Lending does not guarantee any business, financial, or service outcome from the information on this site or from a request submitted here.
Text messaging program
DSCR Pricing operates a text messaging program. By providing your mobile number and checking the SMS consent box, you agree to receive recurring text messages from DSCR Pricing about your inquiry, appointments, and our services. Consent is not a condition of any purchase.
Message frequency varies. Message and data rates may apply. DSCR Pricing does not charge a fee for the messages themselves; your carrier's standard rates apply. Carriers are not liable for delayed or undelivered messages.
Reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT at any time to cancel. After you send an opt-out keyword, we will send one confirmation message and then stop sending texts. Reply HELP for help, or reach customer care at or joe@sparklending.com.
Supported carriers may change without notice. Service is offered on an "as is" basis. See our Privacy Policy for how we handle your information, including mobile opt-in data.
Intellectual property and prohibited use
Site content, marks, and materials belong to their respective owners. You may not copy or reuse them without permission.
You may not use this site for unlawful activity, to submit false information, or to interfere with its operation or security.
Limitation of liability
This site is provided "as is", without warranties of any kind to the fullest extent permitted by law. We are not liable for indirect or incidental damages arising from use of the site.
Third-party links
Links to third-party sites are provided for convenience. We do not control those sites and are not responsible for their content or practices.
Indemnification
You agree to indemnify and hold Spark Lending harmless from claims arising from your misuse of the site or your breach of these terms.
Governing law and venue
These terms are governed by the laws of the state where Spark Lending has its principal office, without regard to its conflict-of-law rules. Any action will be brought in the state or federal courts located in that state.
Resolving disputes
If you have a concern, contact us first. Both sides will try in good faith to resolve it informally for 30 days before starting any formal action.
Changes to these terms
We may update these terms. The effective date at the top shows when they last changed, and continuing to use the site after a change means you accept the updated terms.
Severability and entire agreement
If any part of these terms is unenforceable, the rest stays in effect. These terms and our Privacy Policy are the entire agreement between you and us about using this site.
Contact
For questions about these terms:
Spark Lending
joe@sparklending.com