The borrower does the paperwork. You don’t chase it.

We text your borrower a link with your company name. They apply, upload, and the system gathers everything for the lender.

Step 1

We text them a link

From your company, never ours. They tap it and start.

  • ✓Your company name on every message
  • ✓Works on any phone
● Live today
Your Lending Co.Text message
Hi Maria, it’s Francisco with Your Lending Co. Here’s your secure link to apply for your rental loan and upload your documents.
Start my application →
Secure link with your company name
Done! Uploaded my bank statements too.
Thanks Maria! Just your LLC papers left. 👍
Step 2

They apply on their phone

The full DSCR application, saved as they go. About 10 minutes.

  • ✓Property, LLC, rent and lease
  • ✓Pick up where they left off
● Live today
Application
PropertySaved
LLCSaved
Rent and leaseSaved
DeclarationsIn progress
Step 3

They upload documents

The list adjusts to the loan. Daily reminders until it’s done.

  • ✓Photos or PDFs
  • ✓Daily reminders
● Live today
Maria’s loan file
ApplicationReceived
Bank statements (2 mo)Received
Lease agreementReceived
Government IDReceived
LLC papersReminder sent
Step 4

Everything in one zip

Application plus every document, sorted and named for the lender.

  • ✓Ready to send
  • ✓Direct upload turning on per lender
● Rolling out lender by lender
Loan package
FilesApplication + 5 documents
Format1 zip, named for the lender
Send to lender

Get started

Put DSCR to work for your business.

Tell us who you are. We’ll set you up and walk you through your first loan.

By submitting, you agree that DSCR Pricing may call or email you about your request, including through automated or AI-assisted technology. You may opt out at any time. DSCR Automator is a service of Spark Lending.